Client Success Stories

Mr. Ahmet Dema - Member/Elected/Vlorë: "In the 1990s and beyond, we had an 'hunger' for development ideas and an even greater 'hunger' for finances to support those ideas required for market economy development. Today, on our 30-year journey, we celebrate this as a reality achieved through great effort and many successes. We say 'great effort' because entering the concept of a villager seeking a loan, not knowing what it was, and realizing that this loan was the development of the future, was challenging. Here, we found all our ideas."

Mr. Aleksandër Qirko – Client/Vlorë: I have been working at this establishment for 21 years; we are a tavern and have been with FED Invest for 20 full years since I started working. My business is family-run, and I have worked with FED Invest all these years, and I am still working with them. If I have the strength, I will continue working with them. I am always in contact with your bank without any problems. We have never severed ties with FED Invest; whenever we had problems, they helped us at every moment and have always been there for us.

Mr. Andon Dervishaliu – Client/Vlorë: We have been members of FED Invest for about 20 years. We are very satisfied. Above all, we value FED Invest for its accuracy, transparency, and speed. We chose FED Invest because it has been on the market for 30 years and is very reliable both in terms of loans and deposits. It has performed very well.

Mr. Dashnor Troka – Elected/Fier: We have joined the ABA project, which has provided significant assistance regarding the information for farmers, both about the daily markets for different crops coming to market and through the agronomic advice on the preservation, maintenance, and cultivation of all products they grow. This is an opportunity given to us by FED, and it is also provided through an application that any farmer can use, even if they are not part of the SHKKs.

Mr. Erion Koci – Client/Lushnje: By collaborating with FED Invest, I received my first loan. I started increasing the number of livestock to 10 heads. Of course, it's not just the number of livestock, as it's a broader investment including the mechanical base, which is a larger investment than just the number of livestock. But as farmers, at certain times we need immediate investments. The approval of the loan was done in a short time. This is why we chose FED Invest. A partner that whenever we needed money, we would go and knock on their door, and within 2-3 days the loan was approved and we got the job done. I have collaborated with FED Invest 4 to 5 times and have not had any issues; I have been satisfied and hope to continue our future collaboration.

Ms. Erisa Subashi – Employee of FED Invest/Durrës: The earthquake of November 26 was a real tragedy, not only for the Durrës region and its surroundings but also for the Marikaj area, which includes my home that was almost completely destroyed. FED Invest supported me in rebuilding this building, which my family enjoys even today. I wish you much success and further achievements in the continued work of FED Invest.

Mr. Etem Resuli – Client/Fier: I have been working for about 20 years. I initially started with that stall there, with the help of your bank. I have taken loans from the bank several times, more than 4-5 times. You stand out because you are always correct in your work; I have been helped by your bank at all times. I received the money without any problems or delays, they have helped me, and I will continue.

Mr. Gani Muhaj – Client/Fier: I am a member of this bank. I have deposited income from the work I have done and from emigration. In 2017, I withdrew this income because I needed it for my work. Also, in 2017, I took a loan from this bank, 1,000,000 new Lek, and I will complete the repayment of the loan in August of this year. I received the help at the right time when I needed it. I am satisfied with the percentages; everything has been very satisfactory. I plan to expand my work; I have 4 acres of greenhouses and I would like to make it 10 acres, always with your help by taking another loan and expanding because this assistance is what the loan represents.

Mr. Gëzim Murati – Client/Elbasan: At first, it was difficult; no one was willing to lend money. We found support at FED Invest. This is the third loan I am taking here. I once received 500,000 new Lek and twice 10,000 Euros. Thanks to the investment and help provided by FED Invest, I was able to secure the property, purchase machinery, and hire employees. Without money, you can't achieve much, and in fact, FED Invest has helped us. FED Invest has another advantage: we have the city very close by, but we also have FED Invest closer, and we close our deposits there. We work with them, and soon we might be among those who deposit money there; the interest rates are good.

Ms. Greitilda Aliaj – Client/Tirana: I am Grei, the eldest daughter of Manushaqe and the granddaughter of Sulejman. Besides my grandfather and mother, who have had an earlier collaboration with FED Invest, this collaboration has now been entrusted to me as well. FED Invest is an institution that has always been there by our side to support us, and we hope to have a long-term collaboration always.

Mr. Ilir Marku – Client/Lushnje: The first investment I made was in another place where I have my market and cold storage rooms. At that time, I didn't have much income because I had invested in these businesses, and it was directly in 2014 that we took a soft loan. They were very kind and provided the loan very quickly; within 2 days the loan was processed, and I started the investment for the stills. In the first years, I set up 2 stills, and the next year I took another loan. After paying that, I took another loan and continued to add another still. The bank has never delayed me; it has been correct with me, and I have been correct with the bank as well. The collaboration will always continue. I believe that FED Invest, and especially the employees of FED Invest, are very serious, correct, and do not leave room for you to go to other banks. This is my experience; they have responded every time I visited, I laid out my plan and said I need this and that because I want to invest and expand here and there, and they even provided consultants.

Mr. Manush Kondi – Client/Vlorë: I am involved in the activity of medicinal plants. I have received help from FED Invest because we needed it. I have been taking loans for around 20 years. I have approached the bank 5-6 times and received loans. They have also helped with the delay in payments for the plants we sell; last year I bought a drying oven for the plants. They are willing and correct. From what I have heard and experienced myself, and from those who collaborate with them, FED Invest is the best and fastest.

Ms. Manushaqe Aliaj – Client/Tirana: I am Manushaqe, the eldest daughter of Sulejman. In 1992, when we started, it was very, very difficult. FED Invest gave us encouragement and support in our business from the early steps of our difficulties.

Mr. Sulejman Duka – Elected/Tirana: After 1990, I decided to engage in trade as the only way to survive, support my family, and live was through business. We had a discussion with FED Invest; at that time, it was the Savings and Credit Association. I started buying equipment and machinery with a loan. When I took the loan, it was not only for myself but also for my family, children, and grandchildren.

Mr. Valdet Pirra – Client/Lushnje: My family's history with FED Invest dates back to 1998. I personally started with FED Invest in 2015 during the early stages of my business. The last time I took a loan from FED Invest to build a small greenhouse, which expanded my family activity. As you can see, my mother is now planting a watermelon variety. I see the collaboration with FED Invest as a step towards a better future. I believe I will be a very reliable borrower there. I feel very comfortable; the staff is very educated, communicative people who make us feel good while working with FED Invest. The team at FED Invest feels like family to me because of our good communication and overall satisfaction, including with the interest rates.